Group Insurance
We work with your company to provide a wide slate of consulting services. You'll enjoy the ease of selecting those that will benefit your company. We can guide you through the maze of several areas, including:
- Enrollment processing
- Employee benefit package analysis
- Comprehensive price analysis of benefit options
Each of these areas of expertise can be customized to fit your company's needs. We want to make sure you've got what you need.
- Problem solving services from coverage to billing and everything in between.
- Assistance in mapping out long range plans for your company's benefit package
- Employee benefit statements; to be sure they understand the full value of the benefits you provide.
We Provide comperehinsive service in the following areas:
Major Medical
|
Companies choose Premier Financial because we deliver cost-effective, flexible major medical solutions. We build the packages best suited to meet your company's needs.
Health care is complex enough already; we like to keep things simple. We leverage technology for your benefit. You can depend on us for cost-effective solutions for all your health care benefits needs. |
Our innovation and expertise allow us to create customized plans that include a variety of functions:
|
||||||||||
Limited Benefit Medical Plan |
No one ever wants or expects to get sick or injured. Hopefully, you and your loved ones will live a healthy life, free of any serious medical problems that could confine you to a hospital for a lengthy period of time. A Limited Benefit Medical Plan is an affordable alternative to a major medical plan. |
It features the following benefits:
|
||||||||||
Dental
|
Protecting You, your Family, your Business or your Group. |
|
||||||||||
Long-term Disability (LTD)
|
Long-term Disability (LTD) insurance gives disabled employees replacement income to help carry them financially through that period without seriously changing their present lifestyle or jeopardizing their future dreams. |
LTD highlights:
Base plus buy-up plans for groups of 50+ lives |
||||||||||
Short-term Disability (STD)
|
Short-term Disability (STD) insurance gives disabled employees replacement income to help carry them financially through that period without seriously affecting their present lifestyle.
|
STD highlights:
|
||||||||||
Section 125 - Cafeteria Plan |
A Section 125 - Cafeteria Plan is a plan in which employees can elect to pay for qualifying benefits on a tax-free basis. In layman's terms, This Plan permits employees to purchase fringe benefits with PRE-TAX dollars instead of AFTER TAX dollars.
Section 125 Cafeteria Plans are one of the most-used benefits offered by employers in the United States How Does A Cafeteria Plan Save Your Company Money?
|
Qualifying benefits include:
We write plan documents. Click here for a complimentary customized quote! Click here for an example of employer savings!
|
||||||||||
Vision
|
According to the American Academy of Ophthalmology, many sight-threatening diseases, if detected early, can be cured or treated to prevent, or slow, the progression of any vision loss. The most important preventive step is receiving routine examinations by a qualified eye care professional. |
|
||||||||||
Supplemental Insurance Allstate |
The purpose of supplemental insurance is simple...it fills the gaps other benefit plans leaves open. For example, many employer-provided benefits only provide essential protection and are not designed to cover all your needs. Supplemental Insurance benefits are also designed to expand your company's benefit package.
|
|